If you become sick or are injured due to the actions of another party

You can undergo treatment under the health insurance system for sickness or injury due to the actions of another party, as in the case of a traffic accident. However, in such cases submit the Notification of Injury or Sickness due to a Third-party Act as soon as possible.

Be sure to notify the Health Insurance Association（Outsourcing Service Provider：Gulliver International Inc.)

When an illness or injury is caused by a third-party act, the third party (the offender) is essentially responsible for the medical expenses. (Health insurance does not apply.)
The patient cannot be reimbursed because an agreement cannot be reached with the offender, the patient may receive treatment using health insurance, in such cases, the health insurance association will only temporarily pay an advance the medical expenses to be paid by the offender, and the medical expenses incurred will be charged to the offender later.
Therefore, please check with Microsoft health insurance association (Tel: 03-4535-8015/Japanese support only) if you wish to receive treatment with health insurance.
If you are approved to receive treatment with health insurance, please contact the Gulliver International Inc.(Tel:03-3527-3728). The Gulliver International Inc. will then mail the necessary documents ("Notification of Injury or Sickness due to a Third-party Act" etc) to you. Please respond as promptly as possible.
In addition, illness or injury caused by work-related or commuting disasters are covered by workers' compensation insurance, so please contact your employer.

Notice of Outsourcing

Our health insurance association aims to optimize health care costs, we outsourced the administrative processing of "Notification of the cause of injury" and "Notification of Injury or Sickness due to a Third-party Act" to the following companies.
For those who fall under this category, the following companies will send you a “Notification of the cause of injury” and other documents, we appreciate your cooperation in submitting the necessary documents such as answers and notification forms.
Please be aware that you may be contacted or confirmed in writing or by telephone in the future, so we ask for your response and cooperation.
Personal information will be protected in accordance with the association's privacy policy.
【Outsourcing service provider】

Gulliver International Inc.
Address：3-4-2, Nihonbashi Kayabacho, Chuo-ku, Tokyo 103-0025, Japan
Contact：03-3527-3728

If you have been in a traffic accident

STEP1Remain calm
In cases of shock, you may lose the ability to make calm judgments. React as calmly as possible.
STEP2Check the identity of the party responsible
Check matters such as the license plate no., driver's license, and vehicle inspection certificate.
STEP3Notify the police
Be sure to notify the police, no matter how small the accident.
STEP4Be cautious about reaching a settlement
If you waive some of your rights to claim compensation for damages by reaching a settlement with the party responsible, you may be unable to receive the corresponding health insurance benefits. To avoid cases such as inability to use health insurance when you need medical care later for residual effects or other complications, consult with the Health Insurance Association（Outsourcing Service Provider：Gulliver International Inc.) before reaching any settlement.

Injury due to the actions of another party

While most cases of injury due to the actions of another party involve auto accidents, the following cases also are due to the actions of another party:

Injury due to defective equipment at a school, supermarket, or other facility
Injury caused by another's dog or other type of pet
Injury due to inappropriate force or an act of violence
Food poisoning at a restaurant or other establishment

If the cause is a workplace accident

If you become sick or are injured due to the actions of another party in the workplace or while commuting, Worker's Accident Compensation Insurance applies instead of health insurance. Check with the person responsible at your establishment for more information.

*When even illnesses and injuries on-the-job are not targeted for benefits of the Worker's Accident Compensation Insurance, benefits of the health insurance are provided except the duties as the officer of the corporation (except for a corporation less than five employees).

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